Proceeds will benefit organizations fighting HIV/AIDS among high-risk group

CHICAGO, IL – State Senator Jacqueline Y. Collins (D-16th) stood Tuesday with Illinois Lottery Superintendent Michael Jones, Department of Public Health representatives and a diverse group of individuals engaged in the fight against HIV/AIDS to announce the launch of a newly redesigned “Red Ribbon Cash” lottery ticket that will fund HIV/AIDS prevention, awareness and support services.

 “As a legislator, I consider HIV/AIDS to be one of the most morally compelling issues of our time,” said Sen. Collins, who in 2007 sponsored legislation creating the HIV/AIDS lottery program and this year led the effort to reauthorize the game – the only one of its kind in the nation – for another five years. “The devastating effect this disease has had in our communities – particularly among poor and minority populations – cannot be ignored. Silence is suicide.”

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 Sen. Jacqueline Collins announces new program to provide fresh groceries to underserved areas of Chicago, statewide


CHICAGO, IL – State Senator Jacqueline Y. Collins’ (D-Chicago) efforts to eliminate Illinois’ so-called “food deserts” will receive a major boost under a new program announced over the weekend.


Due in large part to Senator Collins’ efforts, the governor announced the creation of The Illinois Fresh Food Fund. The Fund will increase the availability of fresh food in communities that lack adequate access by providing money to independent grocery store operators and developers to create full-service grocery stores in those underserved areas.


“The relationship between access to fresh foods and health, academic performance and overall quality of life is well known, and I have always believed a solid investment in good nutrition can help transform struggling neighborhoods,” Sen. Collins said. “The Fresh Food Fund is an innovative use of capital and federal funds and a winning proposition for children and families, Illinois farmers, business owners and job seekers.”

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Lenders may not require up-front payments for loan modifications

Legislation to deter mortgage fraud was signed into law today. House Bill 4521, sponsored by State Senator Jacqueline Y. Collins tightens the regulation of mortgage lenders and protects borrowers seeking loan modifications or short sales.

“In 2009, I co-sponsored the law that enrolled Illinois in the National Mortgage Licensing System and Registry. Today, we are taking another step toward an objective, transparent, and accountable process for licensing and regulating the lenders who hold so much power in our economy,” Sen. Collins said. “Exercising vigilant oversight in the areas of loan modifications and short sales will be particularly beneficial as we work to slow the rate of foreclosure and protect distressed homeowners from financial exploitation.”

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CHICAGO, IL – In a ceremony held at the Chicago Urban League, State Senator Jacqueline Y. Collins (D-16th) applauded as Governor Pat Quinn signed legislation she sponsored to protect borrowers from financial exploitation by both tax preparers who facilitate refund anticipation loans and mortgage lenders who burden low-income borrowers with unfair repayment terms. Senate Bill 1692 prohibits tax preparers from charging excess, hidden fees on refund anticipation loans (RALs) and also bans prepayment penalties, loan modification fees and balloon payments for high-risk home loans.


“This law represents yet another hard-won victory in the battle against all forms of financial exploitation, particularly those taking disproportionate advantage of low-income individuals and racial minorities,” said Sen. Collins, who chairs the Senate Financial Institutions Committee. “Through good times and bad, through booms and busts, the American dream remains just out of reach whenever people face discrimination, misinformation or predatory lending practices.”

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